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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,139 | $148,582-42.0% | $135,942-36.6% | $139,456-38.2% |
| Participation rate | 52.4% | 83.9%-31.5pp | 81.9%-29.5pp | 80.3%-27.9pp |
| Annual return | 15.11% | 79.26%-64.1pp | 68.28%-53.2pp | 373.45%-358.3pp |
| Employer contribution / active EE | $1,761 | $5,245-66.4% | $4,858-63.7% | $4,753-62.9% |
| Participant deferral / active EE | $3,565 | $8,101-56.0% | $7,759-54.1% | $6,711-46.9% |
| Admin fee / account holder | $31,712 | $12,402+155.7% | $10,764+194.6% | $11,407+178.0% |