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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,557 | $95,915-33.7% | $79,580-20.1% | $134,532-52.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -17.34% | -2.71%-14.6pp | 0.15%-17.5pp | 418.27%-435.6pp |
| Employer contribution / active EE | $16,099 | $3,129+414.6% | $2,413+567.1% | $4,741+239.6% |
| Participant deferral / active EE | $8,117 | $4,693+73.0% | $3,985+103.7% | $6,401+26.8% |
| Admin fee / account holder | $610 | $9,132-93.3% | $6,835-91.1% | $11,429-94.7% |