Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,688 | $106,864-89.1% | $147,318-92.1% | $82,637-85.9% |
| Participation rate | 61.3% | 75.5%-14.2pp | 82.1%-20.8pp | 68.1%-6.8pp |
| Annual return | 16.03% | 27.49%-11.5pp | 70.43%-54.4pp | 53.51%-37.5pp |
| Employer contribution / active EE | $536 | $3,417-84.3% | $4,593-88.3% | $2,552-79.0% |
| Participant deferral / active EE | $2,594 | $6,496-60.1% | $7,906-67.2% | $4,126-37.1% |
| Admin fee / account holder | $2,361 | $8,415-71.9% | $13,708-82.8% | $7,339-67.8% |