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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,102 | $56,199-32.2% | $67,652-43.7% | $59,632-36.1% |
| Participation rate | 21.4% | 71.5%-50.0pp | 75.7%-54.2pp | 68.7%-47.2pp |
| Annual return | 5.21% | 18505.31%-18500.1pp | 6625.04%-6619.8pp | 2041.32%-2036.1pp |
| Employer contribution / active EE | $516 | $1,614-68.1% | $2,266-77.2% | $2,203-76.6% |
| Participant deferral / active EE | $1,826 | $2,844-35.8% | $3,560-48.7% | $3,192-42.8% |
| Admin fee / account holder | $2,202 | $3,958-44.4% | $4,821-54.3% | $4,297-48.7% |