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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,068 | $148,582-76.4% | $135,942-74.2% | $139,456-74.9% |
| Participation rate | 45.5% | 83.9%-38.4pp | 81.9%-36.5pp | 80.3%-34.9pp |
| Annual return | 24.65% | 79.26%-54.6pp | 68.28%-43.6pp | 373.45%-348.8pp |
| Employer contribution / active EE | $2,258 | $5,245-57.0% | $4,858-53.5% | $4,753-52.5% |
| Participant deferral / active EE | $5,476 | $8,101-32.4% | $7,759-29.4% | $6,711-18.4% |
| Admin fee / account holder | $242 | $12,402-98.1% | $10,764-97.8% | $11,407-97.9% |