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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,911 | $85,766-47.6% | $136,297-67.0% | $70,124-36.0% |
| Participation rate | 86.7% | 74.2%+12.5pp | 81.9%+4.7pp | 69.5%+17.1pp |
| Annual return | 9.82% | 31.45%-21.6pp | 5156.19%-5146.4pp | 73.14%-63.3pp |
| Employer contribution / active EE | $1,422 | $2,966-52.1% | $4,696-69.7% | $2,342-39.3% |
| Participant deferral / active EE | $3,683 | $5,051-27.1% | $6,247-41.0% | $3,332+10.6% |
| Admin fee / account holder | $2,758 | $5,420-49.1% | $9,244-70.2% | $4,645-40.6% |