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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,879 | $76,551-59.7% | $123,894-75.1% | $62,881-50.9% |
| Participation rate | 94.4% | 73.0%+21.5pp | 81.4%+13.0pp | 69.3%+25.1pp |
| Annual return | 220.40% | 18.68%+201.7pp | 47.52%+172.9pp | 20.14%+200.3pp |
| Employer contribution / active EE | $217 | $2,882-92.5% | $4,617-95.3% | $2,281-90.5% |
| Participant deferral / active EE | $2,447 | $4,840-49.4% | $5,984-59.1% | $3,203-23.6% |
| Admin fee / account holder | $443 | $4,826-90.8% | $8,357-94.7% | $4,296-89.7% |