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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,914 | $85,766-41.8% | $136,298-63.4% | $70,126-28.8% |
| Participation rate | 51.5% | 74.2%-22.6pp | 81.9%-30.4pp | 69.5%-18.0pp |
| Annual return | 10.99% | 31.46%-20.5pp | 5156.27%-5145.3pp | 73.15%-62.2pp |
| Employer contribution / active EE | $896 | $2,966-69.8% | $4,696-80.9% | $2,343-61.7% |
| Participant deferral / active EE | $5,655 | $5,051+12.0% | $6,247-9.5% | $3,332+69.7% |
| Admin fee / account holder | $96 | $5,421-98.2% | $9,244-99.0% | $4,645-97.9% |