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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,172 | $166,242-6.7% | $165,071-6.0% | $145,884+6.4% |
| Participation rate | 94.4% | 82.0%+12.4pp | 78.6%+15.8pp | 80.3%+14.1pp |
| Annual return | 9.67% | 100.44%-90.8pp | 70.17%-60.5pp | 551.85%-542.2pp |
| Employer contribution / active EE | $14,944 | $5,283+182.9% | $4,347+243.7% | $4,662+220.5% |
| Participant deferral / active EE | $11,462 | $6,964+64.6% | $6,035+89.9% | $6,690+71.3% |
| Admin fee / account holder | $29,515 | $16,658+77.2% | $12,695+132.5% | $13,392+120.4% |