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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,530 | $142,409-23.8% | $119,634-9.3% | $134,545-19.3% |
| Participation rate | 95.8% | 82.8%+13.0pp | 79.3%+16.6pp | 81.2%+14.6pp |
| Annual return | -16.30% | -12.46%-3.8pp | -14.98%-1.3pp | 418.37%-434.7pp |
| Employer contribution / active EE | $11,653 | $5,224+123.1% | $4,232+175.3% | $4,742+145.8% |
| Participant deferral / active EE | $6,675 | $6,468+3.2% | $5,601+19.2% | $6,401+4.3% |
| Admin fee / account holder | $1,875 | $13,594-86.2% | $10,329-81.8% | $11,431-83.6% |