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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,991 | $106,267+49.6% | $96,520+64.7% | $139,456+14.0% |
| Participation rate | 60.0% | 77.8%-17.8pp | 74.3%-14.3pp | 80.3%-20.3pp |
| Annual return | 53.75% | 38.45%+15.3pp | 35.72%+18.0pp | 373.45%-319.7pp |
| Employer contribution / active EE | $2,534 | $4,105-38.3% | $3,739-32.2% | $4,753-46.7% |
| Participant deferral / active EE | $18,000 | $5,454+230.0% | $4,879+269.0% | $6,711+168.2% |
| Admin fee / account holder | $0 | $7,882-100.0% | $6,733-100.0% | $11,407-100.0% |