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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC2 years Service code 27 · EIN 22-3570392 | Advisory (Plan) | $20,300 |
MARCUM LLP2 years Service code 10 · EIN 11-1986323 | Accounting | $15,965 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$87,392 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,530 | $95,369-14.5% | $135,942-40.0% | $74,440+9.5% |
| Participation rate | 97.1% | 78.2%+18.8pp | 81.9%+15.1pp | 70.7%+26.3pp |
| Annual return | 28.15% | 32.72%-4.6pp | 68.28%-40.1pp | 34.37%-6.2pp |
| Employer contribution / active EE | $3,124 | $3,878-19.4% | $4,858-35.7% | $2,638+18.4% |
| Participant deferral / active EE | $11,352 | $7,788+45.8% | $7,759+46.3% | $4,529+150.7% |
| Admin fee / account holder | -$52 | $266-119.7% | $10,764-100.5% | $348-115.1% |