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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,294 | $108,695-15.1% | $74,722+23.5% | $152,897-39.6% |
| Participation rate | 100.0% | 65.4%+34.6pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 27.54% | 114.11%-86.6pp | 753.11%-725.6pp | 345.43%-317.9pp |
| Employer contribution / active EE | $2,338 | $1,504+55.4% | $1,084+115.6% | $4,764-50.9% |
| Participant deferral / active EE | $17,942 | $2,712+561.6% | $1,963+813.9% | $5,851+206.6% |
| Admin fee / account holder | $347 | $4,906-92.9% | $3,335-89.6% | $11,599-97.0% |