Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,483 | $64,462-10.8% | $81,482-29.5% | $80,911-29.0% |
| Participation rate | 62.5% | 63.9%-1.4pp | 69.5%-7.0pp | 67.6%-5.1pp |
| Annual return | 12.35% | 16.35%-4.0pp | 24.79%-12.4pp | 35.63%-23.3pp |
| Employer contribution / active EE | $0 | $1,979-100.0% | $2,463-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,819 | $3,094+23.4% | $3,885-1.7% | $4,297-11.1% |
| Admin fee / account holder | $3,117 | $5,678-45.1% | $5,761-45.9% | $6,935-55.0% |