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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,185 | $73,863-45.6% | $143,797-72.1% | $68,490-41.3% |
| Participation rate | 88.6% | 66.7%+21.9pp | 80.3%+8.3pp | 67.9%+20.7pp |
| Annual return | -22.13% | 0.91%-23.0pp | -0.04%-22.1pp | -7.85%-14.3pp |
| Employer contribution / active EE | $1,002 | $3,185-68.5% | $4,952-79.8% | $2,597-61.4% |
| Participant deferral / active EE | $4,003 | $3,385+18.3% | $5,638-29.0% | $4,028-0.6% |
| Admin fee / account holder | $42,873 | $5,756+644.8% | $14,679+192.1% | $5,403+693.5% |