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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,301 | $53,837+97.4% | $75,714+40.4% | $85,847+23.8% |
| Participation rate | 100.0% | 69.1%+30.9pp | 74.8%+25.2pp | 69.3%+30.7pp |
| Annual return | 15.01% | 24.54%-9.5pp | 104.62%-89.6pp | 318.61%-303.6pp |
| Employer contribution / active EE | $2,403 | $2,017+19.1% | $2,744-12.4% | $2,565-6.3% |
| Participant deferral / active EE | $4,557 | $2,895+57.4% | $3,820+19.3% | $3,952+15.3% |
| Admin fee / account holder | $3,647 | $3,339+9.2% | $3,619+0.8% | $6,261-41.8% |