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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,950 | $104,251-67.4% | $91,004-62.7% | $147,586-77.0% |
| Participation rate | 80.0% | 78.2%+1.8pp | 75.6%+4.4pp | 82.8%-2.8pp |
| Annual return | 12.22% | 27.06%-14.8pp | 4.60%+7.6pp | 578.59%-566.4pp |
| Employer contribution / active EE | $2,164 | $3,116-30.5% | $2,456-11.9% | $4,876-55.6% |
| Participant deferral / active EE | $9,860 | $4,195+135.0% | $3,548+177.9% | $5,439+81.3% |
| Admin fee / account holder | $1,666 | $8,948-81.4% | $5,417-69.2% | $10,886-84.7% |