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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,441 | $181,896-83.8% | $156,551-81.2% | $273,972-89.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -0.32% | 30.74%-31.1pp | 32.23%-32.5pp | 41.46%-41.8pp |
| Employer contribution / active EE | $14,896 | $6,248+138.4% | $5,501+170.8% | $4,869+206.0% |
| Participant deferral / active EE | $6,917 | $5,550+24.6% | $4,871+42.0% | $5,287+30.8% |
| Admin fee / account holder | $1,716 | $15,560-89.0% | $13,028-86.8% | $10,133-83.1% |