Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,778 | $81,457-37.7% | $103,378-50.9% | $80,911-37.2% |
| Participation rate | 18.4% | 66.8%-48.4pp | 74.5%-56.1pp | 67.6%-49.2pp |
| Annual return | 4.95% | 25.58%-20.6pp | 24.91%-20.0pp | 35.63%-30.7pp |
| Employer contribution / active EE | $621 | $3,107-80.0% | $3,870-84.0% | $2,756-77.5% |
| Participant deferral / active EE | $2,479 | $3,871-36.0% | $5,058-51.0% | $4,297-42.3% |
| Admin fee / account holder | $18,689 | $6,717+178.2% | $8,401+122.5% | $6,935+169.5% |