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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,544 | $96,508-20.7% | $75,901+0.8% | $152,897-49.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 5.34% | 33.99%-28.6pp | 30.76%-25.4pp | 345.43%-340.1pp |
| Employer contribution / active EE | $2,789 | $3,310-15.8% | $2,501+11.5% | $4,764-41.5% |
| Participant deferral / active EE | $6,709 | $4,554+47.3% | $3,603+86.2% | $5,851+14.7% |
| Admin fee / account holder | $118,881 | $8,081+1371.2% | $5,420+2093.3% | $11,599+924.9% |