Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,229 | $93,345+74.9% | $119,126+37.0% | $87,485+86.6% |
| Participation rate | 34.3% | 68.7%-34.5pp | 75.8%-41.5pp | 68.9%-34.6pp |
| Annual return | 11.42% | 19.08%-7.7pp | 282.11%-270.7pp | 26.06%-14.6pp |
| Employer contribution / active EE | $0 | $3,172-100.0% | $4,034-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,491 | $4,099-14.8% | $5,318-34.4% | $4,274-18.3% |
| Admin fee / account holder | $10,736 | $8,039+33.6% | $10,693+0.4% | $7,775+38.1% |