Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,997 | $72,273+27.3% | $101,275-9.2% | $79,856+15.2% |
| Participation rate | 18.7% | 68.5%-49.8pp | 75.8%-57.1pp | 69.6%-51.0pp |
| Annual return | 19.73% | 22.30%-2.6pp | 46.48%-26.7pp | 31.71%-12.0pp |
| Employer contribution / active EE | $0 | $2,691-100.0% | $3,660-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,601 | $3,282-51.2% | $4,371-63.4% | $3,741-57.2% |
| Admin fee / account holder | $1,729 | $4,401-60.7% | $5,948-70.9% | $5,306-67.4% |