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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,082 | $108,912+33.2% | $100,383+44.5% | $145,959-0.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 5.95% | 57.96%-52.0pp | 49.26%-43.3pp | 561.95%-556.0pp |
| Employer contribution / active EE | $701 | $4,423-84.1% | $3,944-82.2% | $4,661-85.0% |
| Participant deferral / active EE | $3,604 | $8,451-57.4% | $8,086-55.4% | $6,689-46.1% |
| Admin fee / account holder | $445 | $9,690-95.4% | $7,900-94.4% | $13,398-96.7% |