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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,018 | $97,020+143.3% | $83,322+183.3% | $135,379+74.3% |
| Participation rate | 83.3% | 80.4%+2.9pp | 77.8%+5.6pp | 82.6%+0.7pp |
| Annual return | -3.54% | 12.31%-15.9pp | 10.64%-14.2pp | 519.79%-523.3pp |
| Employer contribution / active EE | $1,414 | $4,144-65.9% | $3,379-58.2% | $4,779-70.4% |
| Participant deferral / active EE | $18,417 | $5,964+208.8% | $5,565+230.9% | $5,609+228.3% |
| Admin fee / account holder | $3,679 | $8,426-56.3% | $7,540-51.2% | $10,828-66.0% |