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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,762 | $69,590+7.4% | $136,867-45.4% | $94,015-20.5% |
| Participation rate | 28.9% | 66.3%-37.4pp | 74.5%-45.6pp | 70.8%-41.9pp |
| Annual return | 11.11% | 19.62%-8.5pp | 42.97%-31.9pp | 17.84%-6.7pp |
| Employer contribution / active EE | $0 | $2,396-100.0% | $3,547-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $0 | $3,437-100.0% | $4,924-100.0% | $4,249-100.0% |
| Admin fee / account holder | $0 | $8,912-100.0% | $10,340-100.0% | $8,951-100.0% |