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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,825 | $217,427-54.1% | $185,837-46.3% | $167,518-40.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.47% | 148.39%-136.9pp | 122.08%-110.6pp | 478.71%-467.2pp |
| Employer contribution / active EE | $12,036 | $5,874+104.9% | $5,168+132.9% | $4,838+148.8% |
| Participant deferral / active EE | $10,400 | $6,357+63.6% | $5,568+86.8% | $6,342+64.0% |
| Admin fee / account holder | $23,476 | $19,816+18.5% | $16,241+44.5% | $12,312+90.7% |