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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,727 | $77,901+96.1% | $149,717+2.0% | $75,181+103.1% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 12.75% | 31.73%-19.0pp | 134.41%-121.7pp | 160.69%-147.9pp |
| Employer contribution / active EE | $9,250 | $3,137+194.8% | $4,820+91.9% | $2,671+246.4% |
| Participant deferral / active EE | $3,763 | $3,411+10.3% | $5,682-33.8% | $4,126-8.8% |
| Admin fee / account holder | $8,118 | $5,949+36.5% | $13,213-38.6% | $5,650+43.7% |