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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,111 | $110,039-43.6% | $97,260-36.1% | $145,884-57.4% |
| Participation rate | 81.8% | 75.9%+5.9pp | 72.7%+9.2pp | 80.3%+1.5pp |
| Annual return | 12.04% | 244.44%-232.4pp | 75.54%-63.5pp | 551.85%-539.8pp |
| Employer contribution / active EE | $2,580 | $3,074-16.1% | $2,721-5.2% | $4,662-44.7% |
| Participant deferral / active EE | $10,460 | $4,674+123.8% | $4,262+145.4% | $6,690+56.4% |
| Admin fee / account holder | $1,003 | $6,204-83.8% | $5,640-82.2% | $13,392-92.5% |