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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,236 | $217,427-76.4% | $185,837-72.4% | $167,518-69.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.89% | 148.39%-133.5pp | 122.08%-107.2pp | 478.71%-463.8pp |
| Employer contribution / active EE | $4,102 | $5,874-30.2% | $5,168-20.6% | $4,838-15.2% |
| Participant deferral / active EE | $5,976 | $6,357-6.0% | $5,568+7.3% | $6,342-5.8% |
| Admin fee / account holder | $754 | $19,816-96.2% | $16,241-95.4% | $12,312-93.9% |