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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,349 | $97,550+23.4% | $120,3440% | $87,485+37.6% |
| Participation rate | 88.9% | 72.8%+16.1pp | 76.7%+12.2pp | 68.9%+20.0pp |
| Annual return | 18.29% | 18.41%-0.1pp | 20.30%-2.0pp | 26.06%-7.8pp |
| Employer contribution / active EE | $4,194 | $2,291+83.1% | $3,020+38.9% | $2,596+61.5% |
| Participant deferral / active EE | $9,923 | $4,230+134.6% | $5,135+93.2% | $4,274+132.2% |
| Admin fee / account holder | $4,626 | $9,543-51.5% | $12,742-63.7% | $7,775-40.5% |