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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,713 | $78,423+41.2% | $95,964+15.4% | $79,856+38.6% |
| Participation rate | 67.3% | 73.5%-6.2pp | 77.1%-9.8pp | 69.6%-2.3pp |
| Annual return | 21.01% | 19.37%+1.6pp | 91.64%-70.6pp | 31.71%-10.7pp |
| Employer contribution / active EE | $549 | $1,945-71.8% | $2,541-78.4% | $2,471-77.8% |
| Participant deferral / active EE | $4,684 | $3,440+36.2% | $4,167+12.4% | $3,741+25.2% |
| Admin fee / account holder | $2,821 | $5,622-49.8% | $6,797-58.5% | $5,306-46.8% |