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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,081 | $201,264-35.9% | $184,185-29.9% | $145,978-11.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 6.83% | 29.00%-22.2pp | 28.81%-22.0pp | 550.52%-543.7pp |
| Employer contribution / active EE | $2,614 | $7,021-62.8% | $6,426-59.3% | $4,662-43.9% |
| Participant deferral / active EE | $6,023 | $9,806-38.6% | $9,132-34.0% | $6,690-10.0% |
| Admin fee / account holder | $20,332 | $16,376+24.2% | $13,909+46.2% | $13,400+51.7% |