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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,644 | $63,346+11.5% | $92,240-23.4% | $70,126+0.7% |
| Participation rate | 73.6% | 68.7%+4.9pp | 76.5%-2.9pp | 69.5%+4.0pp |
| Annual return | 26.60% | 530.19%-503.6pp | 176.29%-149.7pp | 73.15%-46.5pp |
| Employer contribution / active EE | $1,239 | $2,471-49.8% | $3,680-66.3% | $2,343-47.1% |
| Participant deferral / active EE | $4,177 | $2,854+46.4% | $3,897+7.2% | $3,332+25.4% |
| Admin fee / account holder | $2,587 | $3,841-32.6% | $5,194-50.2% | $4,645-44.3% |