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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,734 | $95,415+193.2% | $185,851+50.5% | $85,851+225.8% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 10.39% | 23.59%-13.2pp | 122.11%-111.7pp | 318.63%-308.2pp |
| Employer contribution / active EE | $9,497 | $3,314+186.6% | $5,168+83.7% | $2,565+270.2% |
| Participant deferral / active EE | $5,440 | $3,424+58.9% | $5,569-2.3% | $3,952+37.6% |
| Admin fee / account holder | $8,022 | $7,215+11.2% | $16,245-50.6% | $6,261+28.1% |