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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,862 | $91,198+201.4% | $178,503+54.0% | $79,856+244.2% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 14.78% | 24.20%-9.4pp | 151.12%-136.3pp | 31.71%-16.9pp |
| Employer contribution / active EE | $8,711 | $3,257+167.5% | $5,011+73.8% | $2,471+252.5% |
| Participant deferral / active EE | $5,025 | $3,237+55.2% | $5,202-3.4% | $3,741+34.3% |
| Admin fee / account holder | $20,794 | $6,748+208.1% | $13,987+48.7% | $5,306+291.9% |