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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,691 | $102,429+47.1% | $147,096+2.4% | $80,925+86.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 9.62% | 135.02%-125.4pp | 419.75%-410.1pp | 35.65%-26.0pp |
| Employer contribution / active EE | $7,539 | $3,716+102.9% | $4,936+52.7% | $2,756+173.5% |
| Participant deferral / active EE | $5,124 | $6,649-22.9% | $8,071-36.5% | $4,299+19.2% |
| Admin fee / account holder | $11,594 | $7,957+45.7% | $13,005-10.8% | $6,940+67.1% |