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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,932 | $148,623-4.5% | $135,974+4.4% | $139,466+1.8% |
| Participation rate | 91.3% | 83.9%+7.4pp | 81.9%+9.4pp | 80.3%+11.0pp |
| Annual return | 13.85% | 79.30%-65.4pp | 68.30%-54.5pp | 373.66%-359.8pp |
| Employer contribution / active EE | $4,962 | $5,246-5.4% | $4,859+2.1% | $4,754+4.4% |
| Participant deferral / active EE | $9,216 | $8,103+13.7% | $7,760+18.8% | $6,712+37.3% |
| Admin fee / account holder | $931 | $12,406-92.5% | $10,767-91.4% | $11,409-91.8% |