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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,307 | $183,988-17.2% | $162,177-6.1% | $152,897-0.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 23.47% | 150.79%-127.3pp | 115.60%-92.1pp | 345.43%-322.0pp |
| Employer contribution / active EE | $11,709 | $6,370+83.8% | $5,613+108.6% | $4,764+145.8% |
| Participant deferral / active EE | $14,149 | $8,032+76.2% | $7,297+93.9% | $5,851+141.8% |
| Admin fee / account holder | $474 | $13,123-96.4% | $10,843-95.6% | $11,599-95.9% |