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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,020 | $171,867-26.7% | $149,721-15.8% | $147,586-14.6% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 19.83% | 2113.36%-2093.5pp | 1501.67%-1481.8pp | 578.59%-558.8pp |
| Employer contribution / active EE | $14,240 | $6,275+127.0% | $5,444+161.6% | $4,876+192.0% |
| Participant deferral / active EE | $12,111 | $7,270+66.6% | $6,568+84.4% | $5,439+122.7% |
| Admin fee / account holder | $380 | $13,799-97.2% | $11,282-96.6% | $10,886-96.5% |