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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,126 | $27,639+577.0% | $61,501+204.3% | $68,490+173.2% |
| Participation rate | 10.7% | 39.5%-28.8pp | 52.6%-41.9pp | 67.9%-57.2pp |
| Annual return | -17.65% | -13.19%-4.5pp | 339.04%-356.7pp | -7.85%-9.8pp |
| Employer contribution / active EE | $282 | $696-59.4% | $1,160-75.7% | $2,597-89.1% |
| Participant deferral / active EE | $1,572 | $1,264+24.4% | $2,125-26.0% | $4,028-61.0% |
| Admin fee / account holder | $1,601 | $2,012-20.4% | $2,132-24.9% | $5,403-70.4% |