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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,783 | $108,701+112.3% | $74,723+208.9% | $152,909+50.9% |
| Participation rate | 4.2% | 65.4%-61.2pp | 54.5%-50.3pp | 82.5%-78.3pp |
| Annual return | 15.79% | 114.12%-98.3pp | 753.18%-737.4pp | 345.46%-329.7pp |
| Employer contribution / active EE | $134 | $1,504-91.1% | $1,084-87.6% | $4,764-97.2% |
| Participant deferral / active EE | $839 | $2,709-69.0% | $1,962-57.3% | $5,851-85.7% |
| Admin fee / account holder | $34,113 | $4,906+595.3% | $3,335+923.0% | $11,601+194.1% |