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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,502 | $67,602-40.1% | $82,312-50.8% | $70,126-42.2% |
| Participation rate | 80.8% | 72.8%+8.0pp | 76.9%+3.9pp | 69.5%+11.2pp |
| Annual return | 11.32% | 21.57%-10.3pp | 25.88%-14.6pp | 73.15%-61.8pp |
| Employer contribution / active EE | $1,567 | $1,755-10.7% | $2,428-35.5% | $2,343-33.1% |
| Participant deferral / active EE | $4,818 | $2,987+61.3% | $3,706+30.0% | $3,332+44.6% |
| Admin fee / account holder | $1,498 | $4,512-66.8% | $5,608-73.3% | $4,645-67.7% |