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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,105 | $123,793+110.1% | $177,840+46.3% | $79,852+225.7% |
| Participation rate | 92.3% | 84.7%+7.7pp | 87.7%+4.6pp | 69.6%+22.7pp |
| Annual return | 19.12% | 22.82%-3.7pp | 48.32%-29.2pp | 31.72%-12.6pp |
| Employer contribution / active EE | $4,044 | $4,095-1.2% | $5,919-31.7% | $2,471+63.7% |
| Participant deferral / active EE | $8,474 | $5,956+42.3% | $7,714+9.9% | $3,740+126.6% |
| Admin fee / account holder | $610 | $7,243-91.6% | $12,431-95.1% | $5,306-88.5% |