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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,612 | $160,059+56.0% | $140,019+78.3% | $135,379+84.4% |
| Participation rate | 60.9% | 88.5%-27.7pp | 87.5%-26.6pp | 82.6%-21.8pp |
| Annual return | -6.35% | 911.44%-917.8pp | 651.15%-657.5pp | 519.79%-526.1pp |
| Employer contribution / active EE | $0 | $6,420-100.0% | $5,605-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $6,861 | $7,641-10.2% | $6,927-0.9% | $5,609+22.3% |
| Admin fee / account holder | $95,351 | $13,328+615.4% | $10,705+790.7% | $10,828+780.6% |