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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,107 | $108,212+98.8% | $77,513+177.5% | $158,966+35.3% |
| Participation rate | 46.2% | 64.4%-18.3pp | 54.2%-8.0pp | 82.0%-35.8pp |
| Annual return | 28.87% | 31.67%-2.8pp | 54.81%-25.9pp | 302.95%-274.1pp |
| Employer contribution / active EE | $343 | $1,325-74.1% | $987-65.3% | $4,762-92.8% |
| Participant deferral / active EE | $3,380 | $2,455+37.6% | $1,861+81.6% | $5,983-43.5% |
| Admin fee / account holder | $65 | $3,709-98.2% | $2,859-97.7% | $11,250-99.4% |