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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,597 | $107,030+22.0% | $73,550+77.6% | $147,586-11.5% |
| Participation rate | 41.2% | 66.4%-25.2pp | 54.9%-13.7pp | 82.8%-41.7pp |
| Annual return | 9.09% | 38.25%-29.2pp | -15.16%+24.3pp | 578.59%-569.5pp |
| Employer contribution / active EE | $1,073 | $1,760-39.1% | $1,219-12.0% | $4,876-78.0% |
| Participant deferral / active EE | $3,550 | $2,458+44.4% | $1,804+96.8% | $5,439-34.7% |
| Admin fee / account holder | $0 | $3,055-100.0% | $2,320-100.0% | $10,886-100.0% |