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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,300 | $112,112-30.2% | $95,956-18.4% | $158,950-50.7% |
| Participation rate | 86.7% | 79.0%+7.7pp | 77.1%+9.6pp | 82.0%+4.7pp |
| Annual return | 10.80% | 171.15%-160.3pp | 91.63%-80.8pp | 302.91%-292.1pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,351 | $4,784-9.1% | $4,167+4.4% | $5,983-27.3% |
| Admin fee / account holder | $781 | $10,134-92.3% | $6,797-88.5% | $11,248-93.1% |