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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,434 | $85,171-64.3% | $172,753-82.4% | $72,976-58.3% |
| Participation rate | 93.3% | 70.1%+23.3pp | 82.6%+10.7pp | 69.5%+23.8pp |
| Annual return | 25.46% | 27.32%-1.9pp | 803.00%-777.5pp | 81.02%-55.6pp |
| Employer contribution / active EE | $1,567 | $3,324-52.9% | $5,144-69.5% | $2,440-35.8% |
| Participant deferral / active EE | $5,553 | $3,260+70.3% | $5,198+6.8% | $3,608+53.9% |
| Admin fee / account holder | $376 | $5,880-93.6% | $13,956-97.3% | $5,124-92.7% |