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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,086 | $75,962-68.3% | $154,108-84.4% | $64,173-62.5% |
| Participation rate | 90.6% | 70.4%+20.2pp | 83.0%+7.5pp | 69.6%+21.0pp |
| Annual return | -8.42% | 30.32%-38.7pp | 735.21%-743.6pp | 7.63%-16.1pp |
| Employer contribution / active EE | $1,171 | $3,350-65.0% | $5,298-77.9% | $2,381-50.8% |
| Participant deferral / active EE | $3,742 | $3,175+17.9% | $5,081-26.4% | $3,470+7.8% |
| Admin fee / account holder | $517 | $5,589-90.7% | $13,411-96.1% | $4,887-89.4% |