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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,541 | $112,933-70.3% | $90,970-63.1% | $158,982-78.9% |
| Participation rate | 26.7% | 74.7%-48.1pp | 69.0%-42.3pp | 82.0%-55.3pp |
| Annual return | 13.28% | 215.82%-202.5pp | 134.60%-121.3pp | 302.99%-289.7pp |
| Employer contribution / active EE | $403 | $2,893-86.1% | $2,122-81.0% | $4,763-91.5% |
| Participant deferral / active EE | $4,927 | $4,128+19.4% | $3,373+46.1% | $5,983-17.7% |
| Admin fee / account holder | $3,028 | $8,047-62.4% | $5,961-49.2% | $11,252-73.1% |